The financial layer
for global products
built from Africa.
Accept payments from anywhere, move money across borders on stablecoin rails, and deliver local payouts in any currency — one integration, every market.
Africa still doesn't have a Stripe.
In the US or Europe, one integration handles everything. In Africa, you're stitching together 4–6 providers, handling FX manually, and chasing settlements across fragmented rails — just to get paid.
"You end up becoming a fintech company just to run your actual product."— Founders building in emerging markets
Fragmented gateway stack
Different providers per country. Each needs separate integration, credentials, dashboards, and support escalations. No unified view of your business.
Manual FX and conversion overhead
Managing exchange rates, timing conversions, absorbing spread costs, and reconciling multi-currency books is a full-time job that doesn't ship product.
Unpredictable cross-border settlement
Traditional banking rails between African markets are inconsistent. T+5 is a promise, not a guarantee. Cash flow suffers.
Painful to integrate, harder to scale
Most solutions were built for merchants, not engineers. No sandbox, no clean webhooks, no typed SDKs. Every new market means another integration from scratch.
Built for merchants, not global products
Remittance and POS tools are optimized for the wrong use case. Internet-first SaaS, marketplaces, and creator platforms have entirely different needs.
Everything payments.
Nothing else to build.
Quadrant is a unified financial infrastructure layer — checkout, settlement, treasury, and payouts — built specifically for global products operating in and out of Africa.
Global Checkout
Accept payments from anywhere in the world through a hosted page, embeddable modal, or direct API — with automatic localization for every market.
Smart Routing
Every transaction is automatically routed to the best-performing provider based on geography, success rates, cost, and availability. Zero configuration required.
Multi-Currency Processing
Accept in USD, EUR, GBP, NGN, GHS, KES, ZAR and more. Price in one currency, collect in another, hold in a third. FX is handled automatically.
Subscriptions & Recurring Billing
A complete billing engine for SaaS and subscription products — flexible plans, trials, seat-based pricing, usage metering, and smart dunning built in.
Global Payouts
Pay vendors, contractors, creators, or marketplace sellers in their local currency — standard or express — with individual status tracking from initiation to delivery.
Revenue Analytics
Real-time dashboards for gross volume, net revenue, fees, refunds, and disputes — broken down by currency, region, payment method, and customer segment.
Stablecoin rails. Fiat experience.
We use stablecoin infrastructure the same way the internet uses fiber — it's the backbone that makes everything faster, but your business never interacts with crypto directly. You see fiat balances. You receive fiat payouts.
Faster cross-border movement
Stablecoin rails move value across borders in minutes, not days. Traditional banking corridors between African markets can take 3–5 days. We don't.
Reduced FX friction and spread costs
Because settlement happens on-chain, we reduce the number of FX conversions required and pass those savings directly to businesses.
Full transparency at every step
Every conversion, transfer, and payout is logged in real time. Finance teams can see exactly where their money is, at every stage of the pipeline.
Fiat out. Always.
Your business receives payouts in local fiat — NGN, KES, USD, GBP — via partner rails. No wallets to manage. No crypto exposure.
The payments layer
for your platform.
If you're building a marketplace, creator platform, or any product where money flows between multiple parties — Quadrant Connect gives you the full infrastructure to collect, split, and settle without building any of it yourself.
Automatic fund splitting
Every payment is split the moment it's captured. Route funds to your platform account, seller accounts, and fee pools — by percentage, fixed amount, or custom rule.
Multi-currency seller payouts
Sellers and creators receive payouts in their own local currency — automatically. One payout policy, any number of currencies and destinations.
Seller onboarding & KYC
Onboard sellers and creators compliantly with embedded KYC/KYB flows. Quadrant manages identity verification, AML checks, and sanctions screening — you just send the invite.
Platform fee monetization
Charge a fee on every transaction flowing through your platform. Your payment infrastructure becomes a revenue line — not just an operational cost.
Per-seller analytics
See volume, revenue, payout history, and dispute rates per seller — not just platform-level. Build dashboards for your sellers on top of our data APIs.
Escrow & delayed payouts
Hold funds in escrow until fulfilment conditions are met — delivery confirmed, dispute window closed, or custom logic you define. Release manually or automatically.
Customer
UK · Mastercard
Quadrant Connect
Capture · Convert · Split · Settle
Seller — Lagos
80% share · NGN payout
Seller — Nairobi
10% share · KES payout
Your platform
10% platform fee
Manage all your money in one place.
Stop logging into four different dashboards to see your business's financial position. Quadrant gives you a unified treasury layer — multi-currency balances, FX exposure, and cross-currency liquidity management, all in one view.
Who builds on Quadrant.
Quadrant is built for internet-first products where revenue comes from multiple countries and efficient, reliable money movement is a core requirement — not an afterthought.
SaaS & Subscription Products
Accept subscription payments from customers in the US, UK, Nigeria, Kenya, and everywhere else — through one billing engine. Manage plans, trials, upgrades, and recurring revenue in multiple currencies without touching a second provider. Built for teams shipping product, not teams managing payment infrastructure.
Marketplaces & Platforms
Collect payments from buyers globally and distribute proceeds to sellers in their local currencies — automatically. Quadrant handles fund splitting, seller KYC, multi-currency FX, and payout delivery. You define the splits; Quadrant does the rest. No PayFac registration required.
Creator & Community Platforms
Enable creators to monetize a global audience and get paid in their local currency — with no manual conversion, no separate payout tools, and no complex onboarding. Quadrant handles the full money cycle: from subscriber payment to creator payout, across currencies and borders.
AI Products & Digital Tools
Sell to users globally — whether you're charging per seat, per API call, or per output. Quadrant supports usage-based billing, one-time payments, and recurring subscriptions. If you're building the next AI-powered tool for the world and happen to be based in Africa, you shouldn't need to work harder than your US competitors to get paid.
In production in
hours, not weeks.
Clean REST APIs, real documentation with working examples, and a sandbox that behaves exactly like production. One integration — and you're live in every market Quadrant covers.
Instant sandbox, no approval needed
Get test API keys immediately after sign up. Simulate the full payment and settlement lifecycle — capture, stablecoin conversion, payout — before writing a single line of production code.
Sandbox → Production: no re-integrationPredictable, lifecycle-complete webhooks
Real-time events for every state change — from payment capture through stablecoin conversion to final fiat payout. Configure multiple endpoints, view event logs, and replay any failed delivery from the dashboard.
Full API reference & working examples
Complete documentation with real code examples in Node.js, Python, and PHP. Every endpoint, every webhook event, every edge case — documented and searchable.
Idempotency, versioning & typed SDKs
Idempotency keys for safe retries, stable API versioning with backwards compatibility guarantees, typed client libraries, and a logs explorer to debug every request.
// 1. Create a payment intent const intent = await quadrant.paymentIntents.create({ amount: 25000, currency: 'USD', customer_country: 'NG', settle_to: 'NGN_bank', metadata: { subscription_id: 'sub_abc123' } }); // 2. Confirm via client SDK await quadrant.confirmPayment({ clientSecret: intent.client_secret, paymentMethod: 'card' }); // 3. Handle settlement webhook app.post('/webhook', (req, res) => { const event = quadrant.webhooks.constructEvent( req.body, req.headers['q-signature'] ); if (event.type === 'settlement.payout_completed') { // ✓ Money in seller's NGN bank account } });
supported
stablecoin rails
target
covered
Not just another gateway.
Most African payment solutions solve one problem well. Quadrant solves the whole stack — acceptance, settlement, payouts, and treasury — in a single developer integration.
| Feature | Local African PSPs | Quadrant | Stripe (global) |
|---|---|---|---|
| Global card acceptance | ✗ | ✓ | ✓ |
| Local African payment methods | ✓ | ✓ | Partial |
| Crypto & stablecoin pay-ins | ✗ | ✓ | Limited |
| Stablecoin settlement rails | ✗ | ✓ | Bridge (early) |
| Cross-border payout to Africa | Partial | ✓ | ✗ |
| Smart provider routing | ✗ | ✓ | ✓ |
| Marketplace fund splitting | ✗ | ✓ | ✓ Stripe Connect |
| Multi-currency treasury | ✗ | ✓ | ✓ |
| Subscription & recurring billing | ✗ | ✓ | ✓ |
| Public developer docs | ✗ | ✓ | ✓ |
| Sandbox environment | Limited | ✓ | ✓ |
| Built for Africa-first products | ✓ | ✓ | ✗ |
Enterprise-grade from day one.
Payments require trust. Quadrant is built with bank-level security, regulatory compliance, and fraud prevention as core infrastructure — not afterthoughts.
PCI DSS Infrastructure
All card data is handled on PCI DSS-compliant infrastructure. Sensitive credentials are never stored on your servers — Quadrant tokenizes everything at the edge.
KYC / KYB Onboarding
Integrated merchant and seller identity verification flows built into the platform. Dynamically adjusted to meet local compliance requirements per market.
ML-Based Fraud Detection
Machine learning models trained on transaction signals to detect fraud patterns in real time. Customizable risk rules, real-time scoring, and chargeback management.
AML & Sanctions Screening
Automated AML monitoring and sanctions/PEP screening built into every transaction and onboarding flow. Compliance runs without additional configuration.
3DS & Strong Authentication
3D Secure authentication on card transactions where required. Smart 3DS logic to apply authentication only when necessary to minimize checkout friction.
Complete Audit Trails
Immutable logs for every API call, webhook event, settings change, and team action. Full audit trail for compliance teams and security reviews.
From the teams using it.
"We were integrating three different providers to serve our users across Nigeria, Kenya, and the US. With Quadrant, it's one API. We launched a new market in two days instead of three weeks."
"The stablecoin settlement is the real unlock for us. Money moves across borders in under an hour now. Our sellers used to wait 4–5 days. That alone was worth the switch."
"Finally — a payments API that doesn't require a sales demo just to read the docs. We were in production within a day of finding Quadrant. The webhook lifecycle is exactly what we needed."
Stop building fintech.
Start building your product.
Quadrant handles global payment acceptance, cross-border settlement via stablecoin rails, and local payouts — in a single integration built for internet products in Africa and beyond.
No credit card required. No approval process. Start integrating immediately.